Shopify Payments stopped? Migrate fast, before you lose everything.
Disabled, under review, banned, or holding your payouts — the first useful thing to know is that these are four different problems with four different fixes, and that Shopify Payments is underwritten by Stripe, so most "Shopify bans" are really payment-processor category policy. Start with what your notice actually says.
Or skip ahead: move everything to a new store from $247
If you already know you need a new store, this is the part we do. Fixed price, your existing store only ever read from, counts matched against it, and the whole migration run a second time before any cutover.
Start with what actually happened
Shopify Payments Disabled? How to Recover and Keep Selling
The gateway was switched off, not the business. What to fix, who will underwrite you, and how to move.
Shopify Payments Account Under Review? What To Do Now
The review window is when you still have a say. What Shopify is asking, how to respond, and why a backup matters now.
Shopify Payments Application Rejected? Start With the Right Gateway
The application was declined, not the business. Why it happened, and which gateways work for your category.
High Chargeback Rate on Shopify? How to Stop the Spiral
When disputes outnumber normal transactions, the card networks move first. What's actually happening and how to prove you've fixed it.
High-Risk Payment Gateway for Shopify: What Actually Gets Approved
The technical connection is easy. The merchant account behind it is the real application, and it is harder.
Migrate Your Shopify Store to a New Account: Full Checklist
What transfers to a new Shopify store, what doesn't, and how to verify nothing was left behind.
New Company for Payment Processing? What Actually Works
New companies exist for legitimate reasons. What they fix, what they do not, and how to apply without triggering fraud screening.
Shopify Payouts on Hold? What's Happening to Your Money
Money held against chargeback risk, checkout may still work, and why the timeline matters less than the cash gap.
Shopify Payments Prohibited Business? Check the Real List
Shopify Payments does not publish its own prohibited list. The processor does. How to read it, and which gateways will take you.
Shopify Payments Terminated? What It Means and What Comes Next
The difference between deactivation and termination, MATCH reporting, why a new company may not help, and where to sell next.
Shopify Store Suspended? How to Recover Your Data and Relaunch
The platform deactivated your account, not your business. What to do right now, what you can recover, and how to restart elsewhere.
Shopify Payments Rolling Reserve: What It Is and How to Reduce It
A reserve collateralises future disputes. It's negotiable downwards with clean processing history.
Appeal a Shopify Payments Decision: What Works
Appeals work only if the decision was based on a correctable fact. What evidence matters, and when to start plan B.
The one thing worth knowing before you do anything else
Or start with what you sell
Why you were flagged, who will underwrite you, and what reserve to expect all depend on your category:
Selling CBD & hemp on Shopify: Payments, Reserves & Recovery
Shopify Payments will not touch it — but Shopify itself documents the way to sell it.
Selling Alcohol on Shopify: Payments, Reserves & Recovery
Stripe restricts alcohol in the US; three-tier law and shipping compliance are what block you.
Selling Delta-8 & THCA on Shopify: Payments, Reserves & Recovery
Delta-8 and THCA are prohibited on Shopify Payments—but third-party processors openly compete for the volume.
Selling Firearms accessories on Shopify: Payments, Reserves & Recovery
Accessories are borderline legal to sell—but magazines and parts trigger blanket declines.
Selling Research peptides on Shopify: Payments, Reserves & Recovery
Research peptides are prohibited on Shopify Payments, but some third-party processors will underwrite them.
Selling Supplements & vitamins on Shopify: Payments, Reserves &…
Shopify Payments declines most supplement merchants — the problem is your claims, not the category itself.
Selling Vapes & e-liquid on Shopify: Payments, Reserves & Recovery
Stripe restricts it outright—you need an acquirer who specialises in tobacco compliance.
Selling Adult toys on Shopify: Payments, Reserves & Recovery
Shopify Payments declines by default, but acquirers do underwrite the physical products themselves.
Selling Ammunition on Shopify: Payments, Reserves & Recovery
Ammunition sales are restricted on Shopify Payments and require a specialist processor.
Selling Bullion & precious metals on Shopify: Payments, Reserves &…
High-value sales and fraud risk mean acquirers lock precious metals behind stricter reserves and case-by-case underwriting.
Selling Firearms on Shopify: Payments, Reserves & Recovery
Shopify Payments declines it outright—but FFL dealers can process through specialists who underwrite firearms retail.
Selling Functional mushrooms on Shopify: Payments, Reserves & Recovery
Stripe flags mushroom supplements because psilocybin and amanita share the category — prove what you actually sell.
Selling Gift cards & stored value on Shopify: Payments, Reserves &…
Gift card sales are restricted on Shopify Payments due to fraud and chargeback risk.
Selling Kava on Shopify: Payments, Reserves & Recovery
Kava is legal to sell in the US, but Stripe's explicit prohibition blocks Shopify Payments entirely.
Selling Medical devices on Shopify: Payments, Reserves & Recovery
Shopify Payments declines these — but your device class and registration status determine whether you can process at all.
Selling Nicotine pouches on Shopify: Payments, Reserves & Recovery
Nicotine pouches are restricted on Shopify Payments—most acquirers need age-gating proof and subscription controls.
Selling Nootropics on Shopify: Payments, Reserves & Recovery
Cognitive-enhancer claims and research-chemical status make Stripe decline most nootropics merchants outright.
Selling Psychic & spiritual on Shopify: Payments, Reserves & Recovery
Stripe blocks it outright in some jurisdictions; elsewhere, the core issue is dispute rates on unverifiable outcomes.
Selling Subscription boxes on Shopify: Payments, Reserves & Recovery
Subscription boxes are allowed — but payment disputes over hard-to-cancel flows can cut you off.
Selling Weight loss on Shopify: Payments, Reserves & Recovery
Subscription weight loss products face the highest chargeback rates in nutra — and Shopify Payments knows it.
Selling Airsoft & airguns on Shopify: Payments, Reserves & Recovery
Shopify Payments declines replica firearms by appearance—even if they are legal where you sell.
Selling Cannabis seeds on Shopify: Payments, Reserves & Recovery
Seeds sit in legal limbo — and payment processors treat the intended use as the deciding fact.
Selling Contact lenses on Shopify: Payments, Reserves & Recovery
Shopify Payments treats contact lenses as restricted — they're prescription devices, and that complexity deters most acquirers.
Selling ECU tuning on Shopify: Payments, Reserves & Recovery
Performance tuning software that modifies engine parameters sits in a legal grey zone — and payment processors treat it as restricted.
Selling Tattoo supplies on Shopify: Payments, Reserves & Recovery
Shopify Payments declines it, but high-risk acquirers will underwrite the supplies themselves.
Not sure how much is in your store?
Most merchants underestimate their own store by an order of magnitude. The free read-only scan gives you the real counts in a couple of minutes, and never writes anything.
▶ Run the free demo scanMove everything for a fixed price
One-time packages — no per-record metering, no quotes. The migration order form unlocks the moment you pay, and the whole migration re-runs a second time before any cutover.
How the migration runs
- Book & pay — fixed price, secure Stripe checkout. The order form unlocks immediately after payment.
- Submit your stores — domains and details in the order form; then provide revocable API tokens in your customer area (we never ask for your Shopify password).
- We migrate everything — your live store keeps selling throughout; it is only ever read from.
- Verified twice — the entire migration re-runs and must change nothing; you get the count-matched verification report before any cutover.
See exactly what would move — before you spend anything
The demo scan connects read-only to your current store and counts every product, variant, image, customer, order and metafield in it, then tells you what a migration would carry across. It never writes to your store, and it works even if your storefront is already offline.
▶ Run the free demo scan